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There are generally two ways to get a mortgage in Canada: from a bank OR from a licensed mortgage broker.

While a bank only offers the products from their particular institution, licensed mortgage brokers send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Kim Lindsay has been a licensed mortgage broker since 2008 and has helped hundreds of clients purchase their first home, next home, upsize, and downsize, and everything in between!  

Kim is experienced with specialized financing solutions for:

  • First time buyers looking for down payment, credit, and affordability strategies
  • Older clients facing shortfalls in their retirement savings
  • Clients of all ages and all tax brackets looking to improve monthly cash flow and reduce debt
  • Canada's growing number of self-employed clients, entrepreneurs, and small business owners who need more flexible lending solutions, business loans, and even leasing programs!
  • Real estate investors
  • Home renovation financing
  • Spousal buyout programs for clients dealing with separation / divorce
  • Private equity financing for clients with bruised credit, past bankruptcy, CRA debt, collections, judgments, or property tax arrears

Kim has deep family roots in Alberta; born and raised in Edmonton, and now raising her family in the beautiful city of St. Albert.  Kim's a busy mom of 3 girls, plus 2 fur babies.  In her free time you'll find her chauffeuring kids to swimming, basketball, or cheerleading activities, trying a new "Pinterest project" (DIY, home decor, painting furniture / walls / canvas), or sweating out the day's stress at hot yoga.

 

What are Kim's clients saying?

Hard to write anything for the best…. Kim is very polite, knowledgeable, professional, accurate, helpful, reliable! No question without answer, no problem without solution! With a lots of experience she will find you the best!  I think, this is what we need and she is here!  I am very happy with her service… She helped me to renew my mortgage and I am very happy now!!! Thanks Kim!

-Zsolt K.

 

Kim is someone I would recommend. We just renewed our mortgage again with her, we have been with her since we bought our first home. She explains everything and takes care of everything and makes it easy for you and works hard to get you the best rate. Thank you Kim.

-Abram D.

 

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